Vehicle Protection

Coverage fit for your truck.

Every vehicle we sell is eligible for a Royal Treatment vehicle service contract — the same A+ rated protection 2 million+ vehicle owners trust. Backed by Royal Administration Services (35+ years, A+ AM Best). Pick the tier that fits your budget and drive with confidence.

35+Years in Business
2M+Policies Written
A+AM Best Rating
86%Claims Approval Rate
86k+Service Centers
70%Same-Day Approval

Our Coverage Tiers

Choose from four levels of protection through the Royal Treatment program — our exclusive branded vehicle service contract backed by Royal Administration Services.

Powertrain Protection

Essential

Covers the core components that make your vehicle run. Ideal for higher-mileage vehicles or budget-conscious buyers who want protection where it matters most.

Covered: Engine, transmission, drive axle, seals and gaskets

Powertrain Plus

Value

Everything in Powertrain, plus additional high-cost components. The sweet spot for most used car buyers — broad coverage without the premium price of top-tier plans.

Additional coverage: Air conditioning, steering, electrical, cooling system, fuel system

Comprehensive Coverage

Recommended

Component-specific coverage for most major vehicle systems. Includes all major systems with transparent deductibles.

Additional coverage: Brakes, suspension, ABS, sensors, seals and gaskets — named-component list with clear exclusions

Exclusionary Coverage

Premium

Our most comprehensive plan — covers everything except a short list of exclusions. If it isn't on the exclusion list, it's covered. Period. 86% of claims approved.

Virtually everything except: Wear items (brake pads, tires, wipers), routine maintenance, body panels, glass, trim

Additional Coverages (Royal Extreme)

Add these to any plan for extra peace of mind:

Wheel & Tire
Covers repair/replacement of wheels and tires from road hazards.
Paintless Dent Repair
Removes minor dents and dings without affecting your paint.
Key Fob Replacement
Replaces lost or damaged electronic key fobs.
GAP Coverage
Covers the difference between insurance payout and loan balance.
Windshield Protection
Repair or replacement of damaged windshields.
Anti-Theft
Recovery reimbursement and deductibles if your vehicle is stolen.

Every Plan Includes

24/7 Roadside Assistance
via Quest Towing Services: 1-855-513-5184
Rental Car Coverage
While your vehicle is being repaired
Towing
To the nearest 1 of 86,000+ service centers
Lockout & Jump Start
Included with roadside assistance

Coverage Comparison at a Glance

FeaturePowertrainPowertrain+ComprehensiveExclusionary
Engine
Transmission
Drive Axle
A/C & Heating
Steering
Electrical
Cooling System
Brakes
Suspension
Fuel System
Seals & Gaskets
Exclusionary (everything else)

Why Royal Treatment

Royal Treatment is the American Dream Motors branded vehicle service contract, administered by Royal Administration Services — the same company behind Royal Drive coverage, trusted since 1989. When you buy a Royal Treatment plan from us, you get:

How It Works

  1. Buy your vehicle — choose the plan that fits during purchase
  2. Drive covered — your plan is active from day one
  3. Need service? Take it to any licensed repair facility (86,000+ nationwide)
  4. They call Royal — 86% of claims approved same-day
  5. Repair complete — you're back on the road, often within 24 hours

What Customers Say

"Royal has handled over two million claims. Our claims team averages 30 seconds to answer a call with 86% of claims being approved."
— Royal Administration Services
"Less than 3% abandoned calls. Less than 1 hour total claims in queue. We pay claims within 1 day."
— Royal Administration Operations

Frequently Asked Questions

Can I buy a plan after purchase?
Yes — you can add coverage within the eligibility period. Contact us at the lot.

What if my vehicle has high miles?
Royal Treatment covers vehicles up to 250,000 miles — well above most competitors.

Is Royal Treatment transferable?
Yes — if you sell your vehicle, the remaining coverage can transfer to the new owner (transfer fee may apply).

Can I use my own mechanic?
Any licensed repair facility in the US or Canada can perform covered repairs.

How is Royal Treatment different from other warranties?
Royal Administration is one of the few fully vertically integrated administrators — they handle everything in-house, from plan design to claims payment. No broker, no middleman, no runaround.

Browse our inventory Book a test drive Call (540) 450-5373

Vehicle service contracts administered by Royal Administration Services, Inc., Hanover, MA (800-871-0467). American Dream Motors LLC is a licensed dealer in Virginia (VA Dealer #57550). Coverage details, terms, conditions, and exclusions are set forth in the actual service contract. This page is a summary only — the contract governs.